Income Taxes... An Efficient System

The constitutionality of income taxes will be argued until the end of time. Chances that we will definitively win this argument are slim to none. We could though create a system that would benefit all as well as streamline its efficiency.

Taxes would still be paid but instead of going to the government, to be redistributed to those they feel deserving, they would be paid to those who pay their taxes. Us.

Income taxes would go into an account. A savings account that would hold that money untill retirement at which point that money can be taken at a certain percentage every year.

This money would would fuel the banks and give them money to loan. It would thus take the power from the Federal Reserve. Eliminate the Fed.

This program would eliminate the need for the force of the IRS because people would be willing to pay their taxes freely since the money will be going to themselves. Eliminate the IRS.

These Accounts would acrue interest which would go to the people. Even if the interest was 1% people would be happy.

This program would eliminate Social Security for the most part. People will be able to successfully live off their income tax savings.

I can not imagine how many other subsequent programs could be eliminated with this system.

The government would only be needed to oversee the dealings of the bankers to maintain loaning standards. Take those people who no longer work the IRS.

Banks would thus be forced to devote their efforts to sway people to place their income tax savings programs in their banks in order to make more profit or have more capital to loan. Benefitting the people again with better interest or other perks.

People in times of need could apply to take loans out on their own money set aside in this program and thus pay it back with interest to themselves.

This program would once again make us the dominant world currency.
It would make us substantially stronger as a nation.
It would ease peoples fears about their retirement.
It would give people more incentive to invest their remaining money thus strengthing Wall St.

The trickle down of this would be uncalcuable.


The federal income tax is constitutional...

... as written. The problem is that is has been fraudulently misapplied, as most Americans have no liability.

Read the law. Start with the Constitution to determine the taxing authority given to CONgress. You will see that the Constitution NEVER gave CONgress the authority to impose a tax directly upon individuals. Taxation was imposed upon the States by apportionment (direct taxes) and on certain priviledges and activities (indirect taxes).

Ask for and receive priviledges extended by the federal government (federal retirement benefits program AKA social security, federal small business and college loans, etc,) and you bring yourself under its taxing authority.

Forget the argument that 16th Amendment wasn't properly ratified. It only applies to income received in the course of involvement in priviledged activities.

There is no law requiring Americans to pay an unapportioned, direct tax on renumeration received in exchange for labor from WITHIN these united States.

No law!

Your Right to life, in which labor is a necessity for most of us to maintain, cannot be diminished by a tax. For then, it is no longer a Right but, a priviledge which can be regulated (taxation is a form of regulation) by the government.

If you refuse to read the law (yeah, I know that it is excrutiatingly painful. That was by design exploiting your ignorance and knowing your laziness.), you will never know the truth.

If you don't know what your Rights are, you cannot defend them. And, you only have the Rights you are willing to defend.

"But truthfully, I don't really know. We've had trouble getting a handle on Building No. 7."
~Dr. Shyam Sunder - Acting Dir. Bldg. & Fire Research Lab. (NIST)
"We are [still] unable to provide a full explanation of the total collapse." (NIST)

Say a person were to fight a

Say a person were to fight a tax levy.... what would be a recommended resource for information?
Together in Truth!

Education first

Until you understand the limitations of CONgress' taxing authority, what activities you have involved yourself in that create tax liabilities, and how to restructure you affairs, you are fighting a losing battle. You will get creamed. You must educate yourself first.

It would be silly to expect accurate tax/legal advice on this or any forum. However, if you want a really good place to begin your education, go here:

Click on the "Education" link and start reading the treatises in order. It will open you mind to a whole new world of understanding.

It is not my site. But, I have tremendous respect for the person, Dave Champion, who created the site and wrote the very easy to understand introductions to how things really are supposed to work.

Listen to Dave's radio show:

Look at the archives section for downloadable MP3s of past shows going back over 5 years. You can use the show summaries to select shows appropriate to your interests/needs. Dave will have a book out in very early 2009.

Copy what I posted above and keep those simple ideas in mind. If you need a good book for deeper diving, then get "Constitutional Income: Do You Have Any?" by Phil Hart. Keep in mind that Phil has learned a lot since publishing that book and it is not completely accurate. Still, it is an excellent primer. Stay away from Pete Hendrickson and Lost Horizons or you will eventually go to jail.

"Taxable Income - The Evolution of the U.S. Income Tax Deception" by Larken Rose is available here:

His report is an expose' on the evolution of the fraud and deception of tax law. It is great for learning how statutes and regulations are promulgated and how to decipher their meaning.

Watch his film "Theft By Deception" either at the link below or find it on google video.

Go to:

and find the Petition for redress regarding the federal income tax. Look for the 561 questions that CONgress, DOJ, IRS, Treasury refuse to answer. Aks yourself why they refuse to answer specific questions regarding proper application of tax law. After all, it is their job to do so, you know. Well, the quick answer is that they can't without exposing the fraud. Read the questions for yourself, though.

I know, it's all a big pill to swallow. But, at least it;s red.

"But truthfully, I don't really know. We've had trouble getting a handle on Building No. 7."
~Dr. Shyam Sunder - Acting Dir. Bldg. & Fire Research Lab. (NIST)
"We are [still] unable to provide a full explanation of the total collapse." (NIST)


A friend pointed out to me that you have to give the government something even if a honest government were to pass something like this.

I think that the benefits of this would be substantial to the point that the people could easily afford a flat three percent then 1/2 of the interest paid every year. The longer this system is in place the richer this country will become and the more the government would take in income as well as interest.

The IRS would only have to deal with the banks and any business which would incur sales tax.

The Government could also start charging tariffs on imports and maybe bring some of our manufacturing jobs back home.
Together in Truth!